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Appraisal services for Gadsden and Etowah County homeowners

Check out the top seven reasons why Alabama homeowners order from Appraisal Solutions:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Etowah County's assessment of your property value
  3. Remove PMI to cut your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of the property in question to settle an estate in Etowah county or Alabama
Own a house in or near Gadsden, Alabama and need help determining the price of it? Contact Appraisal Solutions.

We at Appraisal Solutions understand the unique needs of a customer looking for appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Solutions, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge property tax assessments

If you live in an area that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal from Appraisal Solutions is your strongest weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're veterans in helping customers just like you remove unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Appraisal Solutions can provide you with a professional appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.